Capital Ideas page break IFAP logo Independent Financial Advice

Capital Ideas is a trading style of Financial Horizons Ltd which is authorised and regulated by the

Financial Conduct Authority, FCA reference No 587075.  Registered in England, company No 07714109.  Registered office 77 Woodcrest  Road Darlington DL3 8EE

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Finding the right mortgage

Choosing the right mortgage deal isn’t just a case of finding the cheapest monthly payments or the lowest interest rate.  There are so many mortgage lenders and so many different deals that it’s easy to make a decision that you come to regret.

With fixed rate, discount, tracker, cashback, offset, flexible, combined personal borrowing, and foreign currency mortgages available, it’s a real minefield.  

We’ll talk to you about what you need, so that we can advise you which is the best mortgage deal for your individual circumstances.  And as independent mortgage brokers we’re well placed to find the cheapest mortgage rates that fit your needs.

Bank and building society mortgages often come with large fees and hidden detail.   Take advantage of our mortgage advice service to make sure that your dreams don’t turn into nightmares.

This site aims to help you to get to know a little about mortgages before you make probably the biggest financial commitment of your life.  Look around, but remember, financial advice can save you time and money.  contact us for help in choosing the best mortgage for you.

Your home may be repossessed if you do not keep up repayments on your mortgage

Our typical mortgage advice fee is 0.5% of the amount borrowed.  This depends on individual circumstances

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